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(313) 538-7100
23660 Grand River Avenue Detroit, MI 48219


Microf is a relationship-based company that places top priority on the wants and needs of our customers. Our innovative rent-to-own strategy provides unmatched flexibility to consumers through quick response times and multiple payment terms and options. Microf helps restore the heating and cooling needs of the consumer with an affordable monthly payment through our extensive contractor network.

Simple Application Process

  1. A completed online application
  2. Interview with a Microf Relationship Manager
  3. Choose an affordable monthly payment option and make initial payment
  4. Sign the Rental Purchase Agreement
  5. Contractor completes the installation and the homeowner signs the installation acknowledgment form

Elegibility Requirements

Microf's program is designed for Homeowners that have an active bank account and a steady source of income. Homeowners must also show that they have a comfort level with one of the flexible monthly payment options offered by Microf. Minimum financial requirements are needed for approval. The following documents are needed to complete the approval process:

  • A completed online application
  • Proof of income

Examples of acceptable proof of income include:

  • Most recent pay stub
  • Most recent bank statement
  • Current retirement/pension statement
  • Current Social Security Benefits statement